Numbers and logins

• Do apra stuff asap, need this number for everything
• Once you get apra number register for proda
• From proda, can get provider number and prescriber number
  • Prescriber is permanent
  • Provider varies based on health service (you will have heaps of these)
• make QScript account
• Make your password something quick to type

Finance (if you are brave):

Need your payroll ID to make any progress here

• upload your TFN, Bank account details, and super form to your HR portal

• salary sacrifice (TAX FREE PAY for bills)

  • you have just over 9K of expenses you can salary sacrifice before March 31st
  • QLD health will only let you take out 50% of your paycheck for salary sacrifice so you could be limited by this
  • can salary sacrifice voluntary super contributions - these don’t contribute towards the 9K cap but has its own cap ~15K
  • Pick a provider (remserv slightly more expensive but has better reviews. Cost difference is ~$100/year compared to smart salary)
  • save all your big bills until the day you start work/just after, dont forget holidays can be salary sacrificed!
  • Ring a provider to get set up

• SUPER

  • pick one or roll with the one they give you
  • by default, QLD Health has you paying 5% from your wage into super, and they add an extra 12.5% bonus
  • You can drop this to 2.5% of your wage, but then they will only give you an extra 6% bonus